Attention homeowners in Panama City, Fl and Bay County: Get an Appraisal today!

See the top 7 reasons FL homeowners call on Giles Appraisal Group, Inc:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to cut your mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in FL by determining the true market value of property in question

Do you own a home in or near Panama City, Fl? Do you need help determining the price of your real estate?
Contact Giles Appraisal Group, Inc.

At Giles Appraisal Group, Inc, we understand the particular needs of a consumer after appraisal services. Our regular business clients get the appraisal process and the customary "products" we deliver to them. Being a homeowner that most likely doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Giles Appraisal Group, Inc are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to cancel PMI

A preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Giles Appraisal Group, Inc is seasoned in helping folks just like you delete unnecessary PMI insurance.

Challenge a property tax assessment

If you live in a local area that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This means you are most likely paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Giles Appraisal Group, Inc is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Giles Appraisal Group, Inc can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Giles Appraisal Group, Inc can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Giles Appraisal Group, Inc can We can assist you. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.